Mortgages (8.5% APR typical variable)
If you are looking for a mortgage on your home, then Refused A Loan can offer you some of the most competitive mortgage deals.
All of our mortgage advisors are expertly trained and are CeMAP and CeRGI registered, so they can offer the best advice on the mortgage deal for you.
Mortgages Products:
We offer a wide range of mortgage products so we can find one tailored to your personal financial circumstances.
Mortgages on offer include:
- Variable interest rate mortgage
- Fixed interest rate mortgage
- Adverse mortgage - if you have a poor credit rating
- Buy-to-Let mortgage - if you are looking to buy a property to then let out.
- Self-Certification mortgage - suitable if you cannot prove your income or are self-employed.
We can help - No matter what your circumstances.
We specialise in helping people with a bad credit history, so it doesn't matter if you have had defaults, late payments or County Court Judgments against you.
We can help to find you the perfect mortgage deal through our panel of leading lenders. Refused A Loan understand that your mortgage will probably be your largest financial commitment, so it is important that you get the one that is right for you.
If you have got an adverse credit history, it is even more important that you get help from the experts, so that you don't end up with a mortgage with an interest rate that is too high for your financial situation.
Whatever your mortgage needs, contact us for professional advice and the best possible service on our freephone number, 0808 131 9104.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.