Mortgages (8.5% APR typical variable)
If you are looking for a mortgage on your home, then Refused A Loan could offer you a competitive mortgage deal. Our mortgage advisors are expertly trained and are CeMAP and/or CeRGI registered, so they can offer the best advice on the right mortgage deal for you.
Mortgages Products:
Refused A Loan can offer a wide range of mortgage products ,so we may be able to find one which is tailored to your personal financial circumstances. Mortgages on offer include:
- Variable interest rate mortgage
- Fixed interest rate mortgage
- Adverse mortgage - if you have a poor credit rating
- Self-Certification mortgage - suitable if you cannot prove your income or are self-employed.
Refused A Mortgage? See if we can help.
Refused A Loan specialise in helping people with a bad credit history, so it doesn't matter if you have had defaults, late debt repayments or County Court Judgments against you.
We can help to find you the perfect mortgage deal through our panel of mortgage lenders. Refused A Loan understand that your mortgage will probably be the largest financial commitment that you have to make, so it is important that you get the one that is right for you.
If you have got an adverse credit history, it is even more important that you get help in finding a mortgage deal, so that you don't end up with a mortgage with an interest rate that is unnecessarily too high.
Whatever your mortgage needs, contact Refused A Loan for professional advice on our freephone number, 0800 048 1769.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Refused A Loan is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.