If you are a homeowner looking for a Home Loan, then you have come to the right place! Refused A Loan can offer home loans at competitive interest rates.
You might want a home loan for many reasons, a new car purchase, home improvement or for that dream holiday home abroad.
Some of our clients have used their Home Loan for Debt Consolidation purposes. They consolidate their existing unsecured debts which leaves them with one lower monthly payment.
If you have been Refused A Loan in the past, then it might feel like you will never get accepted for a loan.
But we can offer Home Loans to those with bad or adverse credit, county court judgments (CCJ's) or mortgage arrears.
Our expert advisors will do their best to help you get accepted for your Home Loan no matter what your financial history.
Through our panel of lenders, we offer a large range of borrowing terms, often between 3 and 25 years, and for virtually any amount between £3,000 and £100,000. You can also use your Home Loan for any purpose.
For help from our advisors, please call our freephone number on 0808 131 9104.
If you are looking at your options then you might want to try our 1 Minute Debt Test which will show you some of your available debt solutions.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.