Home Loans (14.5% APR typical variable)
If you are a homeowner looking for a Home Loan, then you have come to the right place! Refused A Loan can offer home loans at competitive interest rates.
You might want a home loan for many reasons, a new car purchase, home improvement, debt consolidation or for that dream holiday home abroad. Some of our clients have used their Home Loan to consolidate debt. They consolidate their existing unsecured debts which leaves them with one lower monthly payment.
Refused A Loan? We Could Find You a Home Loan.
If you have been Refused A Loan in the past, then it might feel like you will never get accepted for a loan. But we could be able to offer Home Loans to those with bad or adverse credit, county court judgments (CCJ's) or even mortgage arrears.
Through our panel of lenders, we offer a large range of borrowing terms, and our expert loan advisors will do their best to help you get accepted for your Home Loan no matter what your financial history.
If you are looking at your options then you might want to try our 1 Minute Debt Test which will show you some of your available debt solutions. For help from our advisors, please call our freephone number on 0800 048 1769.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Refused A Loan is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.