Debt Consolidation Loans (14.5% APR typical variable)
Refused A Loan can offer you the chance to consolidate all of your high interest unsecured debts, such as personal loans and credit cards, into one simple lower monthly repayment with a debt consolidation loan.
Our Debt Consolidation Loans allow you to release the existing equity in your home to pay off these expensive unsecured debts. But they are not suitable for everyone. If you are having problems paying your unsecured debt and are looking for a way to reduce payments to your unsecured creditors, then a debt management plan may be a better debt solution for you.
Been Refused a Debt Consolidation Loan?
Even if you have been refused a debt consolidation loan in the past, our experienced loan advisors are able to help, no matter what your financial circumstances. We don't mind if you have been refused a loan in the past because you have CCJ's, late payments or defaults, we could still help you find a great debt consolidation deal.
If you have been refused a loan because you have a poor credit history then it is even more important that we find you the best deal, so you don't end up with a debt consolidation loan which matches high store card APRs!
Contact us today for professional advice on consolidating your existing debts on our freephone number, 0800 048 1769.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Refused A Loan is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.