CCJ Loans (14.5% APR typical variable)
Do you have CCJ's (County Court Judgments) and have been Refused A Loan on this basis? A CCJ is issued when the debtor has failed to make repayments on their borrowings and the lender has gone to court to enforce payment of their debt. Because you have failed to make repayments to this debt, you may find it very hard to get accepted for a loan in the future.
Refused A Loan Because of a CCJ?
Don't worry if you have been refused a loan by other lenders because of a CCJ, Refused A Loan can help you get accepted for a secured loan, even if you have CCJs or other types of arrears. Just because you have CCJ's won't automatically stop you getting accepted for a loan with us.
We have access to a large panel of lenders and we will do our best to find you a loan to suit your circumstances, even if you have been turned down in the past.
Pay Off Unsecured Debt with a CCJ Loan
You can use your CCJ loan for any purpose. Many of our clients have used their loan to consolidate their existing credit cards, store cards, unsecured loans, personal loans, catalogue debt and overdrafts, so they benefit from one lower monthly payment at a better interest rate.
For a free no obligation loan quote from Refused A Loan, contact our loan team on 0800 048 1769 or take the Refused A Loan Test to see what other debt solutions are available to you.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Refused A Loan is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.