Do you have CCJ's (County Court Judgements) and have been Refused A Loan on this basis? A CCJ is issued when the debtor has failed to make repayments on their borrowings and the lender has gone to court to enforce payment of their debt.
Don't worry as Refused A Loan can help you get accepted for a secured loan, even if you have CCJs or other arrears. Just because you have CCJ's won't stop you getting accepted for a loan with Refused A Loan. We have access to a large panel of lenders and we will do our best to find you a loan to suit your circumstances, even if you have been turned down in the past.
You can use your CCJ loan for any purpose. Many of our clients have used their loan to consolidate their existing credit cards, store cards, unsecured loans, personal loans, catalogue debt & overdrafts, so they benefit from one lower monthly payment at a great interest rate.
For a free no obligation loan quote from Refused A Loan, contact our loan team on 0808 131 9104 or take the Refused A Loan Test to see what other debt solutions are available to you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.