Bad Credit Re-Mortgage (8.5% APR typical variable)
If you have a bad credit history then you might be finding it difficult to get accepted for a remortgage.
You may have a bad credit history if you have mortgage arrears or fallen behind in payments for your other loans or debts. But even if you have been Refused A Loan or a Remortgage in the past, we could be able to help!
Bad Credit Remortgages from Refused A Loan
Refused A Loan specialise in helping those with a bad credit history, so although your financial history may have been a problem for other lenders, it may not be a problem for Refused A Loan.
We can offer you the best advice and help you find a remortgage which could help you to regain control of your financial affairs.
It is common for people to remortgage so that they can consolidate their existing high-interest debts, such as credit cards, store cards, personal loans and overdrafts. Your Bad Credit Remortgage could leave you with just one convenient and manageable monthly repayment, which should leave you with cash to spare at the end of the month!
Our expert remortgage advisors will be on hand to help you go through the process of getting accepted for your Bad Credit Remortgage. You could borrow over a large range of terms, for virtually any amount and for any purpose.
For more information about Bad Credit Remortgages please call us free on 0800 048 1769 or try our 1 Minute Debt Test to see some of your other options.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Refused A Loan is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.