If you have a bad credit history then you might be finding it difficult to get accepted for a remortgage.
You may have a bad credit history if you have mortgage arrears or fallen behind in payments for your other loans. But even if you have been Refused A Loan or a Remortgage in the past, we can help!
Refused A Loan specialise in helping those with a bad credit history, so although your financial history may have been a problem for other lenders, it is not a problem for Refused A Loan.
We can offer you the best advice and help you find a remortgage which could help you to regain control of your financial affairs.
It is common for people to remortgage so that they can consolidate their existing high-interest debts, such as credit cards, store cards, personal loans and overdrafts. Your Bad Credit Remortgage will leave you with just one convenient and manageable monthly repayment, which should leave you with cash to spare at the end of the month!
Our expert remortgage advisors will be on hand to help you go through the process of getting your Bad Credit Remortgage. You may borrow over a large range of terms, for virtually any amount and for any purpose.
For more information please call us free on 0808 131 9104 or try our 1 Minute Debt Test to see some of your other options.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.