If you have been Refused A Loan in the past and have unsecured debt which is unaffordable, then you need to consider your options.
Debt Management is a debt repayment plan where you pay a reduced monthly amount which we will distribute between your creditors. For more information please contact us free on 0808 131 9104.
You are employed. A Debt Management Plan requires that you make a monthly payment to your debt, this means that you need to be employed or have a regular source of income.
Unsecured debt over £5,000. Unsecured debt includes credit cards, store cards and overdrafts. You should get an up-to-date balance from your creditors as you might be surprised at how much your debt has grown with any interest and charges.
You cannot afford your debts. If you feel as though you struggle with your monthly payments then you are classed as insolvent. This means you should consider how a debt management plan can work for you.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.