Refused A Loan? We Can Help...
Unsecured Loans: Typical APR 6.9%
Mortgages/Re-Mortgages: Typical APR 8.5%
Secured Loans: Typical APR 14.5%
We specialise in helping ANYONE who has been refused a loan elsewhere. Whether you want an unsecured loan, mortgage, re-mortgage, homeowner loan or a debt consolidation loan, we can help in almost all cases.
Loan Alternatives - Debt Management or IVA.
If you have been Refused A Loan then it might be time for you to think about your alternatives. There are ways which you can reduce your monthly payments to creditors without having to get more credit - leaving you with cash to spare each month.
If you have debt of about £10k then your answer is a Debt Management Plan, where we negotiate with your creditors to offer you one low monthly payment - no matter how many creditors you have!
If you have debt over £15k then you might want to consider an IVA. Like a Debt Management Plan you pay a single monthly payment, but on completion of the agreement any unpaid debt is written off!
For more information, simply fill out the quick enquiry form or call us for free on 0808 131 9104, and our experienced advisors will offer you the best advice.
Bad Credit History? Refused A Loan Can Help.
We're experts in sourcing loans for any purpose and we will find you the loan that you may have been refused elsewhere and shop around to get you the best deal around.
You may have been refused a loan as you have a bad credit history because of CCJs, late payments or defaults. That’s no problem for us, in fact we specialise in helping people like you.
It you do have a bad credit history then it is even more important to get expert advice, to make sure you don’t have a higher interest rate than necessary on your loan or mortgage.
Loans & Mortgages offered...
Refused A Loan offer a wide range of loan and mortgage products, including:
- Debt Consolidation Loans – where you move expensive unsecured debt onto a secured loan with a lower interest rate.
- Re-Mortgages – we specialise in helping those with a bad credit history, although if you have a good credit history we can still help.
- Secured/Homeowner Loans – which can be for any purpose, such as to consolidate your existing unsecured debt. Refused A Loan specialise in helping those who have a bad credit history and have been turned down for a loan elsewhere.
Whatever your loan or mortgage needs, contact Refused A Loan today for professional advice and a high quality service, 0808 131 9104.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion. For mortgages and re-mortgages this fee is typically £2500. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £1995 and a maximum of £2,995. For secured loans the fee will typically be a minimum of 10% of the loan value. The precise amount will depend upon your circumstances.
RefusedALoan.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.